Consumer loan for refinancing

Credit calculator

Manage your loan payments wisely by combining them into one loan with one monthly payment! Get up to BGN 50,000, for 10 years, with a response within 2 hours! See our special conditions for salary transfers!

Currency

26 000
1 00013 25025 50037 75050 000
66 months
6 months120 months
  • Salary transfer%Special offer 1transfer of salary, pension
  • Credit card without monthly and annual fees%Special offer 2when using a credit card
  • Individual life insurance%Special offer 3when concluding individual life insurance

Monthly installment
449.01 BGN

Variable interest rate
4.80%

Credit risk evaluation tax
260.00 BGN

Life insurance for the first year
197.60 BGN

Monthly tax for debit account
2.50 BGN

Annual percent of the expenses
6.48%

Total
30 729.85 BGNTotal amount due:Total Amount Due (Principal, Interest, Fees)

Request an offer!

Please note that the calculations are indicative and do not constitute a commercial offer. It is possible to offer you different conditions, customized according to your needs.

CONSUMER LOAN FOR REFINANCING

Amount

Minimum amount
1000 BGN

Maximum amount
50000 BGN

Term

Minimum term
6 months

Maximum term
120 months

Annual interest

from
4.8%

The annual interest rate is variable and is formed by the RLPik on loans to individuals in the relevant currency, secured by a mortgage plus a fixed allowance. It is determined individually for each borrower depending on the purpose of the loan, income, and the proposed collateral.

Representative example

Amount
50 000 BGN

Term
120 months

Monthly payment
525.45 BGN

Annual Percentage Rate (APR)
6.13%

One-time credit risk assessment fee
BGN 500

Monthly Debit Card Account Fee
BGN 2.50

Annual credit card service fee
No fee

Total Amount Due (Principal, Interest, Fees)
BGN 66 093.98

Advantages

  • 1

    Personal offer

    Made for you in accordance with your financing needs

  • 2

    Flexible terms

    No fee for partial or full early repayment at any time

  • 3

    Life insurance

    Peace of mind and protection for you and your family in the event of unforeseen events

  • 4

    Mobile bankin

    Free mobile banking to access the Bank 24/7