Standard term deposits
A term deposit that allows you to invest your savings for a certain period.
We offer you
- No maintenance fee
- Security – No change in the interest rate for the term of the deposit
- Convenience – At maturity, interest is charged to the deposit account and added to your savings amount
- Saves time – Automatic maturity renewal for deposits with a maturity of up to 24 months, without visiting a bank office
- Option to open a deposit online if you are a customer of our electronic banking
- Easy savings management through e-banking
How to open a deposit?
- 1
Visit the nearest and most convenient Texim Bank office.
- 2
A bank consultant will provide you with information and assistance
- 3
Present an ID
- 4
Sign a contract to open a standard term deposit
Parameters
Currency
BGN, EUR, USD
Minimum amount for opening
100 BGN; 50 EUR/USD
Term
1, 3, 6, 12 months for BGN, EUR, USD
18, 24 months for BGN, EUR
36 months for BGN and EUR
Annual interest rate
Payable on the maturity date, according to the Texim Bank Interest Bulletin
Individual interest rates
For deposit amounts over BGN 200,000 or equivalent in currency, the interest rate is negotiated individually.
Savings Guarantee
Your funds in a bank account in BGN and foreign currency and the accrued interest on them found in Texim Bank, in a total amount of up to BGN 196,000, are protected by the Bulgarian Deposit Insurance Fund .
